While most people will be lucky enough to make it through their entire motoring lives without being in a car accident, it is still important for drivers to be prepared should the worst happen and a crash occurs. If you’re in a crash and there is even a hint that you could be held responsible, the first thing to do is seek legal advice from a reputable firm such as . This will ensure you and your family are protected from any long-term financial burdens that could result from the accident.
After a traumatic event, many people start to babble and say anything that comes into their head. In the case of a car accident, the first thing many people do is apologise to the other motorist for the accident. This simple act of politeness could be construed by police or a court as an admission of guilt. By all means, check that everyone else in the accident is okay but avoid saying something that could later be considered as an acceptance of responsibility.
Be aware of your surroundings after the accident and, as much as possible, note down details such as the direction each car was travelling, who was driving what vehicle and any other detail you think might be relevant. Not only will this be useful in the event you are charged or if the case ends up in court, it will be vital in dealings with your insurance company when you make a claim. You should also take photos with your phone; otherwise keep a small camera in the glove box.
Many minor accidents can be dealt with by the parties without police or other legal involvement. You’ll just need to exchange details such as addresses, drivers’ licence numbers and insurance details. It is usually this last one that is hardest to remember in a difficult situation, such as a car accident. Keep the details on a card in your wallet or glove box. Keep several, and you’ll be able to hand one to the other driver to keep.
If you are involved in a very minor accident you probably won’t need the police, and in fact police are unlikely to want to attend. Nevertheless, consider reporting the accident to police regardless. This could help later when trying to make an insurance claim. Some policies require at least an attempt to involve police before payment can be made.